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Infertility & IVF Financing

In recent years more and more insurances are starting to cover infertility diagnostic testing and some basic infertility treatment while at the same time others are no longer financing IVF treatments.  While insurance coverage is still rare for IVF it is more likely to be offered through a large employer group.  At CCRM we understand that not everyone has access to large group benefits. This is why we offer other options for IVF financing.

We realize that each couple’s situation is different, but for many couples infertility financing can be an added source of stress to the infertility process.   Our goal at CCRM is to help you be informed about your insurance coverage on insurance that we participate with, and we will provide you with additional resources to manage the financial aspects of your care.  If you have any insurance questions, please contact our Business Office at 303-781-1085.

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Premier IVF 100% Refund Program™

Planning For IVF Treatment

CCRM physicians and staff are dedicated to the successful outcome that their patients expect: the live birth of a baby. We recognize that economic resources for treatment may be limited for many people, and thoughtful consideration must be given to financial planning. So we have teamed with Premier IVF to offer a 100% Refund Program for IVF patients age 39 and younger who meet the Program criteria and whose treatment is not covered or only partially covered by their health insurance.

A Live Birth or 100% Refund of Program Fees

Most women who undergo IVF treatment will need more than one IVF cycle in order to become pregnant and deliver a baby. The chance of having a baby increases dramatically when the patient commits to three or more cycles.

The Premier IVF 100% Refund Program™ allows IVF patients age 39 and younger who meet the Program criteria to pay a fixed, discounted fee for up to three (3) fresh cycles and three (3) frozen cycles. The fixed fee is based on the established IVF cycle charges at CCRM.

The Premier IVF 100% Donor Refund Program allows IVF patients who are using donor eggs and who meet the Program criteria to pay a fixed, discounted fee for up to three (3) fresh cycles and three (3) frozen cycles.

  • If the couple completes the Program and does not experience a live birth then they are refunded 100% of the Program fees.
  • If Premier IVF withdraws them from the Program then they receive a 100% refund of their Program fee.
  • If the couple withdraws voluntarily before Program completion then they will forfeit their Program fees. Other conditions apply.

Check with your CCRM Financial Counselor for details.

Most Advanced Reproductive Science

CCRM can make this unique economic option available to our patients because we employ the most advanced reproductive science in the world. CCRM consistently offers high success rates. The Premier IVF 100% Refund Program is only offered in Colorado at CCRM.

Frequently Asked Questions

What does the Program cover?

  • Your discounted fee covers up to three (3) fresh IVF cycles and three (3) frozen cycles.

What is not covered?

  • The Program does not cover initial diagnostic testing, office visits, medications, complications, anesthesia and, once pregnant, monitoring until you are discharged to your obstetrician.

Will you accept my insurance coverage for the Premier IVF 100% Refund Program?

  • This Program is only for self-pay patients or patients that have limited or no insurance coverage.

What if my pregnancy goes beyond 24 weeks and I lose my baby before delivering?

  • If you have not used all your available cycles; you would be entitled to try again. If you have used all of the fresh and frozen cycles available to you thereby having completed the Program, you will receive a 100% refund of your Program fees. We determine live birth to be when your state issues a birth certificate.

What if my embryos need assisted hatching? Are those costs included in the program?

  • Intracytoplasmic Sperm Injection (ICSI) is covered for an additional fee.  Assisted hatching or blastocyst culture fees are not included at all Network clinics.

Frequently Asked Questions when Donor Eggs are used.

What does the Program cover if I choose to use donor eggs?

  • As a donor egg user, your discounted fee covers up to three (3) fresh IVF cycles and three (3) frozen (FET) cycles.

What is not covered?

  • The Program does not cover initial diagnostic testing, office visits, medication, complications, anesthesia or monitoring during pregnancy up to the time you are discharged to your obstetrician. It also doesn’t cover the cost of your egg donor's treatments, testing, office visits, medications, complications or anesthesia.

Will you accept my insurance coverage for the Premier IVF 100% Donor Refund Program?

  • This Program is only for self-pay patients or patients that have limited or no insurance coverage.

What if my pregnancy goes beyond 24 weeks and I lose my baby before delivering?

  • If you have not used all your available cycles; you would be entitled to try again. If you have used all of the fresh and frozen cycles available to you thereby having completed the Program, you will receive a 100% refund of your Program fees. We determine live birth to be when your state issues a birth certificate.

What if my eggs need sperm injection or my embryos need assisted hatching? Are those costs included in the Program?

  • Intracytoplasmic Sperm Injection (ICSI) is covered for an additional fee.  Assisted hatching or blastocyst culture fees are not included at all Network clinics.